*{box-sizing:border-box}.calculator-card{display:flex;background:#fff;border-radius:20px;box-shadow:1px 3px 10px #00000026;overflow:hidden}.calc-sidebar{box-sizing:border-box;width:50%;flex:none;display:flex;flex-direction:column;gap:32px;padding:24px;background:#fff}.calc-sidebar__section{display:flex;flex-direction:column;gap:16px}.calc-sidebar__section-title{font-size:16px!important;font-weight:700;line-height:162%;color:#2d2d2d;margin:0!important}.field{display:block;margin-bottom:0}.field__label{display:block;font-size:14px;font-weight:400;line-height:162%;color:#2d2d2d;margin-bottom:8px}.field__helper{display:block;margin-top:6px;font-size:12px;line-height:150%;color:#767676}.money-input{box-sizing:border-box;display:flex;flex-direction:row;align-items:center;padding:12px 16px;width:100%;height:50px;background:#f8fafc;border:1px solid #E2E8F0;border-radius:8px;gap:4px}.money-input__prefix{color:#2d2d2d}.money-input__input{border:none;outline:none;background:transparent;font-family:inherit;font-size:16px;color:#2d2d2d;width:100%}.select-input{box-sizing:border-box;display:flex;align-items:center;appearance:none;-webkit-appearance:none;-moz-appearance:none;padding:12px 40px 12px 16px;width:100%;height:50px;background:#f8fafc url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 14 14' fill='none'%3E%3Cpath d='M3.5 5.25 7 8.75l3.5-3.5' stroke='%232D2D2D' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") no-repeat right 16px center;background-size:12px;border:1px solid #E2E8F0;border-radius:8px;font:inherit;font-size:16px;color:#2d2d2d}.select-input option{font-family:inherit}.toggle-group{display:flex;gap:8px}.toggle-group__btn{flex:1;min-width:0;box-sizing:border-box;display:flex;align-items:center;justify-content:center;text-align:center;border:1px solid #E2E8F0;background:#f8fafc;border-radius:8px;padding:12px 16px;min-height:47px;line-height:1.3;font-family:inherit;font-size:14px;cursor:pointer;color:#2d2d2d;transition:background-color .15s ease,border-color .15s ease}.toggle-group__btn:hover{background:#eef2f6;border-color:#cbd5e1}.toggle-group__btn--active{background:#27ade7;border-color:#27ade7;color:#fff}.toggle-group__btn--active:hover{background:#1e9bd1;border-color:#1e9bd1}.calculate-btn{width:100%;background:#1380af;color:#fff;border:none;border-radius:70px;padding:12px 0;font-family:inherit;font-size:16px;font-weight:700;cursor:pointer;display:flex;align-items:center;justify-content:center;gap:8px;transition:background-color .15s ease}.calculate-btn--full-width{width:100%;padding:14px 0}.calculate-btn:hover:not(:disabled){background:#0f6690}.calculate-btn:disabled{opacity:.7;cursor:not-allowed}.right-panel{flex:1;display:flex;flex-direction:column;padding:32px 24px;gap:24px;background:#e6eff3}.results-panel{background:#fff;border:1px solid #E2E8F0;border-radius:16px;overflow:hidden}.results-panel__header{padding:24px;border-bottom:1px solid #E2E8F0}.results-panel__title{color:#1380af;font-size:18px!important;font-weight:700;line-height:162%;margin:0!important}.results-panel__list{list-style:none;margin:0;padding:8px 24px}.results-panel__list-item{display:flex;flex-direction:column;gap:4px;padding:12px 0;border-bottom:1px solid #E2E8F0}.results-panel__list-item:last-child{border-bottom:none}.results-panel__item-header{display:flex;align-items:center;gap:12px}.results-panel__icon{flex-shrink:0;width:16px;height:16px;display:flex;align-items:center;justify-content:center}.results-panel__item-title{margin:0;font-size:16px;font-weight:600;color:#2d2d2d}.results-panel__item-text{margin:0;padding-left:28px;font-size:14px;color:#515151}.results-panel__note{margin:0;padding:24px;background:#f3f3f3;text-align:center;font-size:14px;color:#515151}.info-banner{box-sizing:border-box;display:flex;align-items:flex-start;gap:12px;padding:16px;background:#29ad2c1a;border:1px solid #29AD2C;border-radius:12px}.info-banner__body{flex:1}.info-banner__heading{margin:0 0 2px;font-size:14px;font-weight:700;line-height:150%;color:#157217}.info-banner__text{margin:0;font-size:14px;line-height:150%;color:#157217}.info-banner__icon{flex-shrink:0;color:#157217}.info-banner--warning{background:#e2402c14;border-color:#e2402c}.info-banner--warning .info-banner__heading,.info-banner--warning .info-banner__text,.info-banner--warning .info-banner__icon{color:#b42318}.metrics-grid{display:flex;flex-direction:column;gap:12px}.metrics-grid__row{display:flex;flex-wrap:wrap;gap:12px}.metric-card{box-sizing:border-box;flex:1;min-width:130px;display:flex;flex-direction:column;gap:8px;padding:16px;background:#ffffff80;border:1px solid #BFBFBF;box-shadow:0 2px 8px #00000005;border-radius:12px}.metric-card__label{font-size:12px;font-weight:600;color:#4d4d4d}.metric-card__value{font-size:22px;font-weight:700;color:#4d4d4d}.metric-card--highlight{background:#218a23;border-color:#218a23}.metric-card--highlight .metric-card__label,.metric-card--highlight .metric-card__value{color:#fff}.metric-card--highlight.metric-card--negative{background:#d0342c;border-color:#d0342c}.breakdown{display:flex;flex-direction:column;gap:8px}.breakdown__title{margin:0!important;font-size:14px!important;font-weight:700;color:#2d2d2d}.breakdown__row{box-sizing:border-box;display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 16px;background:#fff;border:1px solid #E2E8F0;border-radius:8px}.breakdown__row--toggle{width:100%;border:none;border-radius:0;font-family:inherit;text-align:left;cursor:pointer}.breakdown__label{display:flex;align-items:center;flex:1;min-width:0;gap:8px;font-size:14px;font-weight:600;color:#4d4d4d}.breakdown__chevron{transition:transform .15s ease}.breakdown__chevron--expanded{transform:rotate(90deg)}.breakdown__value{flex-shrink:0;white-space:nowrap;font-size:15px;font-weight:700;color:#2d2d2d}.breakdown__section{background:#fff;border:1px solid #E2E8F0;border-radius:8px;overflow:hidden}.breakdown__detail{background:#fff;border-top:1px solid #E2E8F0;display:flex;flex-direction:column;padding:4px 16px}.breakdown__detail-row{display:flex;justify-content:space-between;padding:8px 0;font-size:13px;color:#4d4d4d;border-bottom:1px solid #EEF0F3}.breakdown__detail-row:last-child{border-bottom:none}.key-insights{box-sizing:border-box;display:flex;flex-direction:column;gap:8px;padding:16px;background:#fff;border:1px solid #E2E8F0;border-radius:12px}.key-insights__header{display:flex;align-items:center;gap:8px;font-size:14px;font-weight:700;color:#1380af}.insight{margin:0;font-size:13px;line-height:150%;color:#4d4d4d}.insight a{color:#1380af}.insight--danger{color:#b42318}.insight--warning{color:#a15c00}.cta{box-sizing:border-box;display:flex;flex-direction:column;gap:16px;padding:20px;background:#fff;border:1px solid #E2E8F0;border-radius:16px}.cta__heading{margin:0!important;font-size:18px!important;font-weight:700;color:#1380af}.cta__row{display:flex;flex-wrap:wrap;gap:12px}.cta__row .btn{flex:1 1 160px;min-width:0}.cta__consent{margin:0;font-size:11px;line-height:150%;color:#767676}.cta__consent a{color:#1380af}.cta__consent a:hover{color:#0f6690}.btn{box-sizing:border-box;padding:14px 16px;border-radius:70px;font-family:inherit;font-size:14px;font-weight:600;white-space:normal;text-align:center;cursor:pointer;transition:background-color .15s ease,border-color .15s ease,transform .1s ease,box-shadow .15s ease}.btn:disabled{opacity:.55;cursor:default}.btn--broker{background:transparent;color:#fb7925;border:1px solid #FB7925}.btn--broker:hover:not(:disabled){background:#e56a1a;color:#fff;box-shadow:0 4px 10px #fb792559}.btn--broker:active:not(:disabled){transform:scale(.98)}.btn--email{flex:1;background:#fff;color:#1380af;border:1px solid #1380AF}.btn--email:hover:not(:disabled){background:#eaf6fd;border-color:#0f6690}.btn--email:active:not(:disabled){transform:scale(.98)}.disclaimer{margin:0;font-size:11px;line-height:150%;color:#4d4d4d}.contact-form{display:flex;flex-direction:column;gap:8px;margin-top:4px}.contact-form .btn{flex:none;width:100%;margin-top:4px}.contact-form .btn--email{background:#1380af;color:#fff;border-color:#1380af}.contact-form .btn--email:hover:not(:disabled){background:#0f6690;border-color:#0f6690}.contact-form .btn--broker{background:#fb7925;color:#fff;border-color:#fb7925}.contact-form .btn--broker:hover:not(:disabled){background:#e56a1a;border-color:#e56a1a}.contact-form .btn:disabled{opacity:.7;cursor:not-allowed}.contact-form__error{margin:0;font-size:12px;color:#d0342c}.text-input{box-sizing:border-box;width:100%;height:50px;padding:12px 16px;background:#f8fafc;border:1px solid #E2E8F0;border-radius:8px;font-family:inherit;font-size:14px;color:#2d2d2d}.contact-success{display:flex;align-items:flex-start;gap:8px;margin-top:12px;padding:14px 16px;background:#f2fff3;border:1px solid rgba(41,173,44,.3);border-radius:8px;color:#29ad2c}.contact-success__icon{display:flex;flex:none;margin-top:1px}.contact-success__text{margin:0 0 6px;font-size:13px;line-height:150%;color:#29ad2c}.link-btn{display:inline-block;background:none;border:none;padding:0;font:inherit;font-size:13px;color:#1380af;text-decoration:underline;cursor:pointer}.link-btn:hover{color:#0f6690}@media(min-width:991px)and (max-width:1099px){.calc-sidebar{padding:18px}}@media(max-width:900px){.calculator-card{flex-direction:column}.calc-sidebar{width:100%;padding:24px}}@media(max-width:520px){.calc-sidebar,.right-panel{padding:20px 16px;gap:24px}.results-panel__header,.results-panel__note{padding:16px}.results-panel__list{padding:4px 16px}.cta{padding:16px}}